Bed Factory Finance Options
DivideBuy Credit Application
- Express Application
We can approve your credit application in under 90 seconds.
- Credit Rating
We can still offer credit even if you do not a have a perfect credit history through the use of a guarantor.
- Digital Signature
No complicated forms to fill in here, all documents are on line and signed using an e-signature.
- 0% APR
You do not pay a penny more for your goods, all we offer is the opportunity to divide your payments over the year.
| DivideBuy working in partnership with Bed Factory Direct provide interest-free credit on all beds, mattresses and associated products. .
Simply click the DivideBuy at checkout to apply for 0%APR credit.
You can split your payment with instalments of 3 to 12 months. Once your application has been accepted, Bed Factory will then process and despatch your goods.
With DivideBuy you can:
To access your account or to find out more about DivideBuy, please visit us at www. DivideBuy.co.uk
- View your credit agreement
- View your instalment amounts and dates
- Change you card details
- Pay instalments in advance
- Review your payment history
- Change or update your contact details
Alternatively, call our customer service team who are available on 0800 0850885.
What do I need in order to apply for credit?
- You must be a UK resident and have lived at your current address for over a year.
- You do need a debit or credit card
- You also need a mobile telephone number
Is there a minimum amount I need to spend?
Bed Factory Direct accept credit on all order over £389.00
Do you perform a credit check?
Dividebuy will perform a credit check but we use Callcredit, this means no footprint is left and other retailers will not see we have performed a check
Do I have to pay a deposit?
Can I get credit outside the UK?
You will have to pay a deposit upon completion of your order, this will be determined by the number of instalments, the total order value and your credit score.
Can I spread payment over the year?
You can spread the cost of your new bed over 3 -12 months depending on the size of your order.
Can I finish my payment early?
You can log onto the DivideBuy website to pay any remaining balance on your account at anytime.
Do I pay any fee's for credit?
No, this credit option is simply splitting the cost of your new bed over time. You pay 0%APR so the price of your bed from Bed Factory Direct is the total price you pay.
Unfortunately our credit option is only available if you are a resident of mainland UK..
|Instalment Plans are provided by DivideBuy ( DivideBuy is a trading name of Rematch Credit Limited, company number 08097204. Rematch Credit is authorised by the Financial Conduct Authority, registered number 626266.)